The federal work-study program supports college students through part-time employment. The federal government partially pays wages for work-study jobs. This makes these jobs different from typical part-time jobs. Work-study positions usually go to students with financial need.
Work-study is considered earned aid. These funds do not affect other financial aid. Work-study awards usually go to lower-income students. However, all students should still consider applying for work-study when completing the FAFSA.
Our guide to the federal work-study program offers information on eligibility, steps to apply, and examples of work-study jobs.
What is Work-Study?
The federal government awards work-study to help students pay for college. Unlike grants and loans, the federal work-study program pays students for hourly work at various campus and off-campus jobs. Unlike student loans, work-study funds do not require repayment.
Students can use their paychecks from work-study jobs to pay for tuition, housing, and other college expenses. Unlike a traditional part-time job, work-study income does not affect other financial aid awards. Since the funds come partially from the federal government, some campus employers may prefer to hire work-study students.
6 Steps to Secure a Work-Study Job
If students receive a federal work-study award, their college can usually help them find a job. This list highlights the steps to receive work-study.
How to Find Work-Study Jobs
Receiving a federal work-study award does not guarantee students a work-study job. Schools can list work-study opportunities, but ultimately, students must find a job. Learners should contact their school's financial aid office or career center for help finding work-study jobs.
Work-study jobs may occur on or off campus. Some schools require degree-seekers to find a job that relates to their academic studies. Others let students take any available job.
Real-World Work-Study Jobs
See below for five work-study opportunities for University of Washington students.
University of Washington
Getting Paid
Federal work-study awards are always need-based, and funding is limited. This means most work-study operates on a first-come, first-served basis. The section below answers common questions about getting paid.
Choosing Between a Work-Study Program and a Part-Time Job
Even if students are eligible for federal work-study, they may consider working a part-time job. Both work-study and traditional part-time employment offer pros and cons. For example, students may struggle to find work-study positions, even if they receive a work-study award.
Unlike a traditional part-time job, earnings from a federal work-study job will not affect financial aid eligibility. This means that students may receive a larger financial aid award if they take a work-study job. However, work-study jobs may not run year-round. Degree-seekers may not have a steady job over the summer.
Work-study jobs may also offer more flexibility since they're often connected directly to a college. A work-study position may better accommodate a student's schedule.
Rights and Responsibilities as a Student Employee
Students must meet and maintain several basic qualifications to receive federal work-study. In general, learners must enroll at least part time at an eligible college or university. Undergraduates cannot hold a previous bachelor's degree. This list highlights other major responsibilities.
Student's Responsibility During the Year
To keep a federal work-study award, students must make Satisfactory Academic Progress (SAP). Standards vary by school. In general, SAP means students must complete their courses with passing grades. They must also earn enough credits to graduate on time.
If students stop attending classes, fail multiple classes, or withdraw from too many classes, they may lose federal work-study awards and other financial aid.
Student's Annual Requirements
Learners must complete the FAFSA each year to receive federal work-study awards and other financial aid. Even if their financial information stays the same, they must still complete the form annually.
Students may then need to undergo verification. This process requires submitting more financial information. Many schools randomly choose students for verification.
Student's Responsibility to Employer
Degree-seekers must also maintain a productive relationship with their employer as part of their federal work-study eligibility. Federal work-study jobs operate just like other jobs. If a student does not do their job well, their employer may warn or fire them.
In general, students should treat a work-study job like any other job. This means they should show up on time, complete their work, and act professionally.
Q&A With a Financial Aid Expert
Doug Henely is the assistant director of the financial aid department at Bellevue University. He has spent more than a decade in the financial aid field. He is passionate about helping students graduate college.
Q. What Tips Can You Share for Completing the Steps to Get Into a Work-Study Program?
First, answer "yes" to question 31 on the FAFSA. From there, the school will include federal work-study as part of the student's financial aid award. The process of getting hired or being placed in a work-study position varies by school. Students can learn more from their school's financial aid office or the work-study coordinator.
Q. What Are the Pros and Cons of Choosing Between a Work-Study Program and a Part-Time Job?
I can't think of any cons to being a work-study student other than possibly spreading yourself too thin. You may schedule too much and not save enough time for studies. One of the pros would be earning money.
Q. How Are Work-Study Students Paid? What Is the Rate, How Is It Determined, and How Can Students Use Their Money?
Individual schools determine rates based on the federal minimum wage rate. The Federal Wage System pay rate must be at least the minimum wage rate. If a local or state law requires a higher minimum wage than the federal rate, the school must pay the student at the higher wage rate. Students can use the money how they wish.
Q. Any Rights and Responsibilities Student Employees Should Know?
Always keep sensitive data such as student IDs, Social Security numbers, and birthdates confidential.
Q. If Students Become Ineligible for Work-Study Programs, How Can They Regain Eligibility?
Students must meet all the general eligibility criteria to be eligible for federal work-study. For example, they must maintain Satisfactory Academic Progress. Students who become ineligible by failing to maintain SAP are no longer eligible for employment as a work-study student. To regain eligibility, students must follow the school's institutional policy regarding regaining eligibility.